Personal Banking

The RIC Savings Account is designed to promote a strong savings culture among individuals by offering a secure and rewarding way to set aside funds for future needs. This account provides customers with an opportunity to grow their savings while enjoying benefits tailored to financial security and discipline.

The RIC Current Account is designed for individuals and businesses seeking seamless financial transactions with flexibility and convenience. With features like online banking, debit cards, and overdraft facilities, the RIC Current Account ensures smooth financial operations while maintaining security and reliability. It is ideal for personal or business use.

The RIC Target Savings Account is designed for individuals looking to set and achieve specific financial goals in a structured manner. Whether saving for a major purchase, education, travel, or emergency funds, this account helps customers build their savings gradually while earning competitive interest rates.

The RIC Individual Loan is designed to provide financial support to individuals who need funds for personal expenses such as education, home improvement, medical bills, or emergencies. This loan offers flexible repayment plans, competitive interest rates, and quick approval processes to ensure customers can access funds without unnecessary delays.

The RIC Overdraft is designed to provide individuals and businesses with short-term financial flexibility when immediate funds are needed. This facility allows account holders to withdraw more than their available balance, ensuring they can meet urgent expenses or unexpected financial obligations without disruption.

The RIC Salary/Payday Loan is a short-term financial solution designed to provide employees with quick access to funds before their next payday. This loan helps individuals cover urgent expenses such as utility bills, medical costs, or unforeseen financial emergencies without disrupting their monthly budget.